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Government of Jamaica

SMTE Hub

Loan Facilities

How to apply for EXIM TEF loan facilities?

The EXIM Bank has a special loan facility for owners of Small and Medium Tourism Enterprises.

Persons are able to access at a low interest rate of 4.5%  per annum with a maximum loan amount of J$25M.

Contact the EXIM Bank at (876) 630-1400 and ask to speak with a Business Development Officer from the Trade and Commercial Lending Division, for more information. A loan checklist and requirements for an eligible borrower may be found on EXIM Bank’s website. ​

Step 1
Visit https://www.eximbankja.com/
Step 2
Select the ‘Loans’ tab
Step 3
Click the ‘Applying for a Loan’ option
Step 4
Choose ‘Start your Loan Process Here’
Step 5
Complete the provided form with the necessary information.
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How to apply for JNSBL Bank loan facilities

The TEF 5x5x5 loan allows entrepreneurs in the tourism sector to expand and refurbish small hotels and tourist attractions or to purchase motor vehicle for business in the tour operator sector. 

For the refurbishing of hotel and tourist attraction

Maximum loan is $5 million

Maximum term of five years

Moratorium on principal of up to 6 months

Interest rate of 5% per annum on the reducing balance

Processing fee is charged upon disbursement of loan

Step 1
Visit https://www.jnsbl.com/
Step 2
Select 'Our Products' tab​
Step 3
Choose the 'TEF5x5x5 Loan' option, to the left of the screen​
Step 4
Click "Apply Now"​
Step 5
Complete the provided form with the necessary information. 
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How to get a JTB Licence

The Jamaica Tourist Board offers the following category of licences:

Hotel Licence

Resort Cottage Licence

(apartment, guest house and villa)

Home Stay Licence

Attraction Licence

Water Sports Licence

 Domestic Tour Licence

 Car Rental Licence

Bike Rental Licence

Travel Halt

(Approval Letter)​

Place of Interest

(Approval Letter)

 Craft Trader Licence

  Contract Carriage Licence

Christmas-in-July-8535

The pre-requisite and application forms for each category of licences can be found on the TPDCo website

TPDCo Website

Step 1

Visit www.tpdco.org

Step 2

Select the ‘Licencing’ tab

Step 3

Click the ‘Licencing’ option

Step 4

Select from a list of categories based on your licencing needs

Once all the items have been checked on the pre-requisite list and the application form has been completed,

Follow The Next Four Steps To Complete The Process:

Step 5

Submission of completed application form with all the required documents to TPDCO's regional office.

Step 6

Assessment of the operation by an Officer from TPDCo’s Product Quality Department.  Operation must be recommended before moving on to step 7.     

Step 7

Submission of application, with all required documents and assessment report to the Licence Processing Unit of TPDCo in Kingston for review and to ensure that all the documents are in place.

Step 8

Submission of the application by the Licence Processing Unit in the form of a Board Submission to the Jamaica Tourist Board for review at their monthly Board Meeting.

Register Your Business

The Companies Office of Jamaica now has an online registration portal.

Register Your Business